1. Acceptance of Terms and Conditions
1.1 By creating an account with Hatman & Co (accessible at www.hatmanco.com), becoming an active account holder, and agreeing to the Hatman & Co Terms and Conditions, you are entering into a legally binding agreement. This agreement encompasses both the general conditions and the terms and conditions of use that govern your utilization of Hatman & Co and its services. You consent to the use of electronic communication for accessing the Terms and Conditions and relinquish any rights or requirements under applicable laws or regulations in any jurisdiction that necessitate an original (non-electronic) signature.
 
1.2 Hatman & Co provides products and services through its website and mobile application. These services encompass the website, mobile applications, associated data, online and electronic documents, and may also include related media and printed materials. These services are collectively referred to as "Hatman & Co," "Hatman & Co website," or "Hatman & Co application." This contract, along with its associated Terms and Conditions, applies to all of these services. 
2. Parties
2.1 These Terms and Conditions constitute a legally binding agreement between you and Hatman & Co AB, an entity registered in Sweden under Org.nr: 559427-6353, with offices located at Monvägen 108b, 44343 Gråbo, Sweden, which is the sole proprietor of "Hatman & Co."
 
2.2 References in these Terms and Conditions to "us," "our," or "we" pertain to Hatman & Co AB Org.nr: 559427-6353.
 
2.3 References in these Terms and Conditions to "you" and "your" refer to you, the end user of the Services.
 
3. Conditions of Use 
3.1 Access to and utilization of Hatman & Co are contingent upon compliance with the terms and conditions of use (referred to as the "Terms") presented during the registration process.
 
3.2 To gain access to the information and services available on Hatman & Co, you must be a registered Hatman & Co account holder. 
3.3 You are prohibited from:

(i) Replicating or copying the application, or any content/products/services, for distribution to third parties.

(ii) Renting, lending, sublicensing, distributing, or transferring the application or content/products/services to third parties.

(iii) Decompiling or reverse engineering the application or any content/products/services.

(iv) Altering, expanding, or transforming the application or any content/products/services, splitting it into parts, extracting portions of it, merging it with other products, installing it, or using it in other products. Legal Age Requirement If you are under the age of eighteen (18), you are required to inform your parents or guardians and obtain their consent before making any purchases on www.hatmanco.com or any other Hatman & Co-related website. 
4. Content and Proprietary Rights
4.1 Hatman & Co provides information services to all Hatman & Co account holders. It is not intended for publication or use by any individual in any country or jurisdiction where such usage would contravene local laws or regulations. It is solely your responsibility to ensure that your access and use of Hatman & Co comply with your local jurisdiction's laws.
 
4.2 Any personal information you provide to Hatman & Co while using its services will be handled in accordance with our Privacy Policy, as included in these Terms and Conditions.

4.3 The information provided on the Hatman & Co website is presented "as is" and "as available." We do not guarantee that Hatman & Co is compatible with your mobile device or that it will operate without interruption. Therefore, we cannot guarantee in any way:

 (i) That Hatman & Co will meet your needs or expectations.

 (ii) That Hatman & Co will run continuously, securely, without errors, or indefinitely.

 (iii) That the results obtained through Hatman & Co will be accurate or true.

4.4 All content on the Hatman & Co website or mobile applications, as well as all materials available through the Services (including, but not limited to, text, video and audio content, images and photographs, software code, graphics, illustrations, animations, artwork, names, and logos, and their arrangement), is protected by trademarks, copyright, database rights, and other intellectual property rights owned by Hatman & Co and/or third parties. Use or reproduction of this content is strictly prohibited without our prior express consent. 
4.5 Nothing in these Terms and Conditions should be interpreted as granting authorization to use any trademark, patent, design right, or copyright owned by us or any third party. 
4.6 We will make reasonable efforts to ensure the accuracy of the information available on Hatman & Co, but we cannot guarantee its accuracy over time. Nevertheless, it is our commitment to keep all available information up-to-date to the best of our abilities. 
4.7 You acknowledge that we may modify the content and technical specifications of the Hatman & Co application at any time.
 
5. Your Commitments Unless expressly stated otherwise in these Terms and Conditions, permitted by local laws, or previously agreed upon in writing with Hatman & Co AB, you agree to:

(a) Not rent, lease, sublicense, loan, translate, merge, adapt, modify, or vary the Hatman & Co application.

(b) Not make alterations or modifications to the entire Hatman & Co application or any part of it, nor allow it to be combined with or incorporated into any other application or program.

(c) Promptly replace the current version of the Hatman & Co application with any updated or upgraded version or new release provided by Hatman & Co under these Terms and Conditions.

 (d) Not provide or make available the Hatman & Co application, in whole or in part (including program listings, object and source program listings, object code, and source code), in any form to any person without prior written consent from Hatman & Co.  6. Accessibility You acknowledge that Hatman & Co application may become inaccessible or inoperable from time to time, due to reasons including:

 (i) Equipment (hardware) malfunctions.

 (ii) Software malfunctions.

 (iii) Routine maintenance procedures, nightly backups, upgrades, or repairs performed by us.

 (iv) Causes beyond our reasonable control or not reasonably foreseeable by us.

Hatman & Co bears no responsibility, directly or indirectly, for the performance of your equipment or your Internet Service Provider. As you acknowledge, the Hatman & Co application product shall not be accessed in source code form, in unlocked coding, or with comments.

7. Transfer 
7.1 You are prohibited from transferring, assigning, charging, or otherwise disposing of these Terms and Conditions or any of the rights or obligations arising from them without prior written consent. Hatman & Co AB retains the right to transfer, assign, charge, sub-contract, or otherwise dispose of these Terms and Conditions or any rights or obligations arising from them at any point during the term of the Agreement.
 
8. Changes to the Terms and Conditions 
8.1 These Terms and Conditions govern your use of the Services provided by Hatman & Co, and they supersede all prior agreements between you and us regarding the same.

8.2 The Terms and Conditions may undergo periodic modifications (including those required to comply with applicable laws or changes in regulatory requirements). Such alterations and technical developments will be automatically updated, and their acceptance will be necessary to continue using the Hatman & Co application. If any change is unacceptable to you, you should discontinue using our Services. It remains your sole responsibility to review the Terms and Conditions and any amendments each time you utilize the Services.
 
9. Limitation of Liability 
9.1 Under the Terms and Conditions, we are not liable for any damages or losses incurred by you due to:

 (a) Any use of our Services in violation of these Terms and Conditions, including any commercial or business use.

 (b) Failures arising from the equipment you use to access our websites or mobile applications, or network failures (including those by your internet service provider).

 (c) Damage to your equipment (e.g., desktop, laptop, mobile, smartphone, tablet, game console, or other internet-enabled device), or any data loss or corruption resulting from your use of our websites or mobile applications (we cannot guarantee that files you download are free from viruses, contamination, or destructive elements).

 (d) Any failure on our part to adhere to any self-exclusion policies we may have in place from time to time.

 (e) The accuracy, completeness, or currency of information services provided by us or third parties, including but not limited to prices, times, results, or general statistics.

 (f) Any loss arising from your misuse or abuse of our Services. 
9.2 We do not assume responsibility or control over the content of external websites linked to Hatman & Co and accept no liability for any losses or damage you incur as a result of using such websites. Please refer to the terms and conditions of each of those websites. 
9.3 As a provider exclusively focused on applications, we are not liable for various types of losses, including but not limited to loss of profits, business, revenue, opportunity, data, or software. This applies whether the liability is based on contract, tort (including negligence), or any other legal theory, and whether it results directly or indirectly in loss or damage. 
9.4 The application is provided "as is" at the time of download, without any kind of warranty, whether express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement. In no event shall we be liable for any claims, damages, or other liability, whether in an action or contract, tort, or otherwise, arising from the use of the Hatman & Co application. 
9.5 Hatman & Co disclaims responsibility for any changes in the legal context that could result in the closure of its services, either locally or globally. Such changes may include but are not limited to prohibitions or requirements for specific local licenses. 
9.6 The obligations and services of Hatman & Co cease at the moment of termination.
 
10. Payment
 
10.1 Payment Dispute: If you are dissatisfied with the services provided or wish to raise a payment dispute, please email us at info@hatmanco.com. 
10.2 Clear Payment Options: We offer the following payment options in partnership with Klarna Bank AB (publ), located at Sveavägen 46, 111 34 Stockholm, Sweden. Payments made using these options are directly processed by Klarna: Pay within 14 days: Payment is due within 14 days from the dispatch of the goods. Detailed payment terms within 14 days can be found here.Account: Klarna Account is a credit account provided by Klarna, allowing borrowers to make monthly payments for their purchases, comprising at least 1/24 (minimum SEK 50) of the total credit amount utilized or following the conditions approved at the point of sale. For more information about Klarna Account, including general terms and conditions and Standardized European Consumer Credit Information, please visit here. To offer a variety of payment options, we may need to share your personal, contact, and order details with the respective payment service provider. We recommend reviewing our Privacy Policy for more information. The use of your data is regulated in accordance with applicable data protection laws and Klarna's Privacy Policy. To provide you with Klarna's payment method, we may need to share some of your personal information with Klarna, such as contact and order details, to assess whether you are eligible for their payment methods and to tailor those methods to your needs.